+12 Home Equity Loan Division References. Home equity loans vs home equity line of credit both helocs and home equity loans use your property as collateral. This can be up to 80% of your.

This can be up to 80% of your. A heloc — or home equity line of credit — is a type of financial program that allows you to borrow the equity in your home to access cash when you need it. Our experienced team of loan executives is eager to help you and discuss which loan option works best for your needs.